Tuesday, July 28, 2026

ED Encouraged Institutions to Limit Graduate Loans. They Don’t Want To. - Johanna Alonso and Jessica Blake, Inside Highter Ed

After a federal judge halted the Department of Education’s definition of “professional” programs, the department said it stood by its original definition—which included just 11 degrees. But following the court order, the agency released a new list of 29 programs that will be considered “professional” while litigation continues. The department, which appears to be planning to fight the order, stressed that the list was temporary and encouraged universities to limit their lending to students whose programs don’t fall under the original, narrower definition. Institutions have long wanted the ability to limit lending in order to protect their students from overborrowing, but for as long as federal loans have existed, they haven’t been permitted to. The One Big Beautiful Bill Act changed that last summer, allowing institutions to set their own lending limits for the first time ever.