Americans collectively have around $1.61 trillion in student loan debt, divided among 42.2 million borrowers. With education being so expensive, and so many people borrowing, some people are unfortunately bound to be delinquent. Delinquency on student loans can lead to costly late fees and credit score damage, and eventually to other consequences like wage garnishment. Some cities’ residents are having an easier time keeping up with their student loan payments than others, though. To determine the cities most delinquent on student loans, we analyzed WalletHub’s proprietary user data on consumer delinquency rates from Q3 2024.
