The new rules of the college and career game confirm that education level matters, and that more education is generally better when it comes to earnings potential.2 What is less well known is that program of study and major matter even more to potential earnings than education level. As a result, less education can often be worth more. In fact, some certificate holders can earn more than those with an associate’s or bachelor’s degree, and some associate’s degree holders can earn more than those with a bachelor’s degree. In other words, certificates and associate’s degrees—credentials on the middle-skills pathway—can be viable routes to
economic opportunity.
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