Four out of 10 recent college grads in 2019 are in jobs that didn't require their college degree. Student loan debt is at an all-time high, as it has climbed to more than $1.5 trillion this year. For students in graduate and undergraduate programs in hot fields like data science, machine learning, computer science, etc., you can create our own "bundle." By mixing the benefits of your institution's economies of scale and the unbundling of elite training, you can leapfrog the competition. I have had many students that I have taught machine learning to in graduate programs thank me for recommending they add an online bundle to their current degree. It made them uniquely relevant for a position.